Non Medical

Over 50s Fixed Life Insurance is a way for seniors to leave a fixed cash sum for loved ones when they die. It can also help to contribute to funeral costs if you choose to add our Funeral Benefit Option.
Whether you're over age 50, over 60 or over 70, our Over 50s Fixed Life Insurance Plan could be the right life insurance policy for you. It's designed to meet the demands and needs of people aged 50 to 80 who don’t have funds to help contribute towards funeral costs or to leave a gift to family, and want a fixed cash sum to give to their loved ones when they die. It’s for people who want guaranteed acceptance with a simple application process and would prefer not to answer medical questions.

What will you leave behind?

Everyone wants to be remembered as someone who did the best for their family, with our Over 50s Life Insurance Plan you can leave a cash sum for your loved ones when you die.

Did you know?

Guaranteed Acceptance

- No medical

Over 50s Fixed Life Insurance Plan at a glance

We'll guide you through your options - and help you make the right decision.

Many people take out life insurance so that a lump sum can be used to pay off a mortgage, or settle outstanding debts, when they die. But if you were to take out life insurance at 50, you’d find the premiums much more expensive than if you were 30 – and it’s likely that you’d see some restrictions on the term of your cover.

‘Proceeds of these policies can be used for payment of, or towards, the cost of a funeral, following the death of the person who is insured. You could pay out more money in premiums than the policy pays out. This policy is not a savings plan and has no cash-in value. Due to inflation, any amount paid out may not buy as much in the future as it would now and may not cover the full cost of a funeral. If you stop paying premiums before age 90, the cover will end, and you won't be entitled to claim any money back’