Accidental death insurance provides a tax-free lump sum (under current legislation) should you die as the direct result of an accident.
In the UK, approximately 6,000 people die in accidents in the home* and 18.5 million turn up at accident and emergency departments seeking treatment every year.
Serious injuries can mean a costly and lengthy recovery and additional medical expenses. And, if you were to pass away, your family may need funds from personal accident insurance to help with paying off loans, or to meet day to day living expenses.
You could be covered immediately but remember, if you cancel, you won't get anything back.
Personal Accident Insurance is for UK residents aged 18 to 69 who are looking for a measure of financial protection in the event they suffer an accident that results in death or an accidental serious injury. Personal Accident Insurance pays a lump sum benefit to your loved ones if you die as the result of an accident, or the benefit is paid to you if you suffer an accidental serious injury.