DO I REALLY NEED IT?
Income Protection
How would you pay the bills if you were sick or accidentally injured and couldn't work?
When the unexpected happens, we know that what matters is peace of mind from a policy you can trust.
Income protection pays you a regular monthly benefit if you are unable to work
You can chose the amount of monthly benefit you require (depending on provider) mainly a percentage of your gross earned income. You can choose a benefit period which can be either long term (Pays out for up to 5 years or retirement) or short term (Pays out for 1 or 2 years). You can also choose your deferred period to suit your needs (A deferred period is the period after a claim is made before you will start to receive benefit) you may have savings or you may get sick pay from your employer so we can tailor the deferred period to suit your needs, examples are day 1, 1 week, 4 weeks, 8 weeks, 3 months, 6 months or 12 months depending on the provider.Keeping your mortgage, loan or monthly income safe is important
could you manage to keep up payments if you are off sick or get in an accident? Get a free Income Protection quote with no obligation – today!
Accident insurance
if you tailor your policy for this, it'll cover you should you be unable to work after having an accident or prolonged illness. The policy could pay up to 70% of your monthly gross income and is designed to cover your main financial commitments like your mortgage or rent and household bills etc.
Sickness insurance
a sickness policy could provide you with short-term cover for up to 12 months, while alternatively, a long-term policy could cover you right up until retirement age, this could give you up to 70% of your salary, should you become sick long-term
Why you might take out our income protection policy
We'll guide you through your options - and help you make the right decision.
Income protection insurance is a policy that protects you against loss of income due to illness or accident. It could provide you with a tax-free income and could continue to pay out until you are able to return back to work or retire.
Income protection insurance is a policy that protects you against loss of income due to illness or accident. It could provide you with a tax-free income and could continue to pay out until you are able to return back to work or retire.
- Pays out if you're too ill to work because of an accident of sickness
- Gives you monthly payments so you can continue to pay your bills when your income stops
- You can spend the money on essentials or luxuries.
